Housing Debt to Income (HDTI)

More in: How affordable is housing here?

About this tool

Housing Debt to Income (HDTI) shows how much of household income goes to mortgage costs in the largest 60 metro areas. It helps readers compare how heavy the burden of owning a home is across major metros.

Shows
The share of income that goes to mortgage payments in the 60 largest metro areas, displayed as a chart.
Places
Metro areas

Questions it answers

  • How much of income goes to a mortgage in my metro area?
  • Which of the largest 60 metros have the highest mortgage burden relative to income?
  • Which large metros have the lowest share of income going to a mortgage?
  • How does my metro compare with other big metros on housing affordability?

Limits

  • Covers only the 60 largest metro areas, so smaller metros and non-metro areas are not included.